Date: February 13, 2020 | Category: Speedy Cash San Bernardino


Zero Down • 100% funding • No re Payments for six months

Save 1000s of dollars with in-house funding! United Built Homes may be the ONLY on-your-site builder in the region that provides real in-house funding. Which means you will be in your new, custom built house without investing a cent in up-front closing expenses.

Some lenders charge as much as $10,000 in up-front closing expenses on a $150,000 house:

You will find often no out-of-pocket expenses when you finance with United Built Homes. You are practically home free!

This chart is for instance just; real numbers will change based on loan quantity along with other facets.

United Built Homes typically does not charge origination charges. For clients requiring a land payoff, an origination charge could be included on the United Built loan.

The most effective Four Methods For Good Credit

1. Preserve a wholesome Credit Score

Pay your bills on time, lower your debt balances, and also make certain your credit history is error-free.

Focused on your credit? A reality for you at United Built Homes, we try to make home ownership. Each customer’s situation that is financing physically examined by our finance group. Because we don’t make use of automated underwriting techniques, we are able to give consideration to extra facets to simply help discover a way to invest in the new house.

2. Keep A Decreased Debt-to-Income Ratio

Your debt-to-income ratio can be your total level of financial obligation in comparison to your earnings. Look at your debt-to-income ratio now. The lower the ratio, the greater. Car and truck loans, figuratively speaking, and charge card balances could be huge contributors to the debt load. Attempt to reduce balances and prevent making big acquisitions, such as for example a brand new automobile, prior to you attempt to fund your brand-new house.

3. Use Your Home to Your Advantage

Since you bought it, you have built up equity if you own property and its value has increased. You may manage to make use of your home as security, and also have no advance payment on the brand new home.

Don’t acquire your home free and clear? It’s not necessary to have your home free and clear in order to create a true house with United Built Homes. Speak to the local product sales workplace to find out more about funding options that will permit you to finance both your new house additionally the quantity your debt on your own home.

4. Be Realistic About How Exactly Much You Are Able To Afford

A person who could have difficulty getting funding for a more expensive house may not have any difficulty getting authorized for just one that is cheaper. Call the local United Built workplace to talk about your preferences by having a product sales associate. We’ll help the United is found by you Built house which will best fit your requirements and your spending plan.